EXCLUSIVE DMI WEBINAR

LTC: Find the Right Fit

LIVE WEDNESDAY | OCTOBER 08 | NOON ET | 60 mins

Asset-Based LTC vs. Life with LTC Rider: Which is Better?

When it comes to planning for long-term care, there’s no one-size-fits-all answer — but there is a right fit. Whether you lean toward asset-based LTC solutions or favor life insurance with an LTC rider, understanding the nuances between them is essential to making confident recommendations.

In this fast-paced, advisor-focused session, we’ll break down:

The three major LTC product types — and where each shines
How to position 10-Pay vs. Life-Pay funding structures
Client profiles that naturally fit one option over the other
The real story behind chronic illness riders (what to know before you assume they’re “free”)

Help your clients get clarity — and help yourself deliver value.

Whether you’re working with pre-retirees juggling competing priorities or HNW clients planning tax-efficient LTC strategies, this session will sharpen your approach and give you tools you can use right away.

Featured PRESENTERS

Mike Johnson
AIN Director of Member Services

With over a decande in the insurance and financial industries, Mike has served as an internal wholesaler helping financial advisors enhance and protect clients’ wealth with Life Insurance and Asset-Based Long-Term Care. Additionally, he’s gained valuable knowledge in innovative financial solutions in the fintech industry. These days, Mike is excited to serve as the Director of Member Services / ABLTC at Advantage Insurance Network, bringing extensive expertise to support the network’s advisors and clients.

JOSH RHEM
DMI Vice President – Life Sales DMI

Joshua Rhem has 15+ years of experience in Insurance and Investment services, with experience as a Registered Investment Advisor to financial institutions, an insurance producer and wholesaler. Josh has always been interested in making sure insurance is viewed as a vital component of a well-constructed comprehensive financial plan.

Claim Your Seat!

Don’t miss your chance to help clients expect the unexpected.

What You'll Learn

How to confidently compare different LTC options and when to recommend each
The impact of premium structures on long-term value and client flexibility
Which client profiles align best with each solution
What to watch out for with chronic illness riders

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